Tuesday, December 21, 2010

Can Direct General Auto Insurance Give You Lower Rates?

If you've been driving for more than a few years, you know that the more you drive, the more likely you're likely to get into an accident. It happens to everybody eventually. Even if you don't cause it, you'll still need good auto insurance if somebody else hits you. But how do you get good insurance in the first place, and how can you keep your rates low if you've had one or two accidents? In the next couple of minutes, you'll learn how I decreased my rates and made myself a more attractive customer to the insurance companies. Plus I'm going to tell you about Direct General auto insurance company as an alternative to your current insurance company.

About Direct General Auto Insurance
Insurance is mandatory for drivers in the US, so every driver has to carry at least the most basic coverage. Direct General Insurance offers all sorts of coverage for many drivers, but they specialize in affordable insurance for those who can't obtain it from bigger national carriers. If you're looking for high risk auto insurance because of accidents, tickets, or other problems with your record, Direct General company may be able to help.

You've probably seen the commercials on TV with Direct Insurance's mascot, the general. He's a short, fat man in a uniform with a funny mustache who gets people great deals on auto insurance. 

The commercials are funny, but the insurance is genuine. Auto insurance from Direct General is available in Virginia, Texas, Maryland, Kentucky, and Tennessee among other places. If you live in one of those states, you might want to check out the rates from this company to see how they compare to your current insurance rates. And if you've recently had an accident, gotten a ticket or DWI, or otherwise had your rates increased, you should see if Direct General can offer you lower rates.

Get Lower Rates With These Tips
There are many factors that affect how much an insurance company charges you for rates. Where you live, your age, and what kind of car you drive will all play a role in determining your insurance premium. You can't do too much about these, but there are some things you can do to get lower rates and better quotes. First, try to maintain a great driving record. If you have few accidents, fines, and tickets, you'll get lower rates. That's because safe drivers are less of a risk to the insurance company. Anything that makes you less of a risk to the insurer will get you lower rates.

The other important factor in getting lower rates is to compare lots of quotes from different companies. Since each company will quote you a different rate, you should get 5 to 10 quotes and choose the best insurance with the lowest rates.

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